Loading ...
HIV-friendly Travel insurance
Posted by Neil on November 20th, 2008
Apologies if the following seems to be advertising - but I’m not getting anything for it, and I know that we have a number of HIV+ divers within the club, who may be interested in this…
I know it’s the wrong time of year for most of us to be thinking about Travel Insurance, but I’ve recently read somewhere that some mainstream Insurers are starting to provide HIV-friendly travel policies. I’ve done a bit of investigation, and it appears to be true.
Insure and Go will cover HIV-positive travellers, and more importantly will not exclude HIV-related claims, provided that you declare the condition in advance, and satisfy a couple of criteria - the main ones being that you have a reasonably high CD4 count, a reasonably low Viral load, and have not changed your medication in the last 6 months, or refused medication against medical advice.
There’s no additional premium to cover HIV, either, and since their Annual Policies start from around £50 per person (compared to around £100 quoted by some of the “specialist” HIV insurance companies), it seems pretty good value. They cover Scuba Diving to 30m as standard, and to 40m or even 50m for an additional premium. They’ll even cover Cage diving with Great Whites!
#1748 | | Show Posts Comments | Add a Comment